Privacy Notice
At Hendrickson Insurance Services, Inc. we understand your concerns about privacy. We hope
this notice, which describes our use and protection of nonpublic personal information
(“customer information”), will help you understand how we treat the customer information
we obtain from you or other sources in the course of providing you with our insurance
products and additional services.
Furthermore, we wish to inform you that we do not share your personal information
with any non-affiliated third parties for any purpose that is not specifically authorized
by law unless we obtain your affirmative permission.
Whether you’re doing business with us through an agent, broker, or our Web site,
we want you to know that Hendrickson Insurance Services, Inc. Respects your privacy and
protects your information.
- We do not sell your customer information.
- We do not share, loan or give customer information to persons, companies, or organizations
outside of Hendrickson Insurance Services, Inc. That would use that information to contact
you about their own products and services.
- We expect persons or organizations that provide services on our behalf to keep customer
information confidential and to use it only to provide the services we’ve asked
them to perform.
- Within Hendrickson Insurance Services, Inc. we communicate regarding the need to protect
your information to those individuals who may have access to it, and we’ve established
physical, electronic, and procedural safeguards to protect customer information.
PRIVACY POLICY STATEMENT
As a part of our normal operations we collect, and in some cases, disclose information
about you. We encourage you to read the following Privacy Statement that contains
information about Hendrickson Insurance Services, Inc. policies regarding the collection,
use, disclosure, and protection of your information. If you are not comfortable
with any of the terms or policies described in this Statement, we encourage you
to send confidential correspondence through the postal service.
What information do we collect?
Personal, Financial and Product Information
We collect personally identifiable information in order to identify and register
you as a Hendrickson Insurance Services, Inc. customer. In addition, we collect personal,
financial and product information in order to provide you with services tailored
to your particular needs. By learning about you, Hendrickson Insurance Services, Inc. can
deliver more relevant protection and product offerings and thus offer you better
insurance services and options.
The information we collect will vary depending upon the function or processes you
select or request. Depending upon the function, product or process you select (for
example, quote, request for proposal, e-mail, purchase), you may be required to
provide information such as
- Name
- Address
- Birthdate
- Phone number
- E-mail address
- Policy(ies) Type(s) & Number(s)
- Driver’s License Number, accident/violation history, information about vehicle operators,
lien/lease holders, and vehicle information, etc.
Who Should Use Our Web Site?
Our Web site is for insurance and financial products and services and is not intended
for children. We offer insurance and financial products and services and thus do
not market any products or services to children under the age of thirteen or knowingly
collect any information from children under the age of thirteen. If we become aware
that information is or has been submitted by or collected from a child under the
age of thirteen, we will destroy this information. What kind of customer information
do we have, and where did we get it? Much of the customer information we collect
comes directly from you. When submitting your application or request for insurance
or other products and services we offer, or in requesting an insurance quote, you
may give us information such as your name, address, and Social Security number.
We also keep information about your transactions with our affiliates, others, or
us - for example, the types of products and services you purchase from us, premiums,
policy account balances and payment history. We also may collect information from
outside sources, including consumer reporting agencies and/or health care providers
or reporting agencies such as the Medical Information Bureau (MIB). This information
includes loss information reports, motor vehicle reports, credit reports, and medical
information. Who collects this information? In order to better serve your particular
needs, the information noted above is collected by Hendrickson Insurance Services, Inc., its agents,
and other companies working on behalf of Hendrickson Insurance Services, Inc. In addition
to collecting information from you, you should also know that, depending on the
nature of your transaction, we may collect information from outside sources, such
as loss information reports, motor vehicle reports, and credit reports. For property
insurance, we may send someone to inspect your property and verify information about
the value and condition of your property.
How is this information used?
The information you submit to us via our on-line forms and e-mail is used to provide
you with the response or service you have requested. We may also use this information
to contact you about our products and services. If you do not wish to receive these
communications, you can write us, e-mail us or simply reply to any e-mails you receive
from our employees informing us of your desire to be removed from our mailing lists.
Who has access to this information?
In order to better serve your particular needs, Hendrickson Insurance Services, Inc. its
employees, and certain companies working on Hendrickson Insurance Services, Inc. behalf
have access to this information, This information may also be disclosed to third
parties without your consent if disclosure is necessary to comply with legal processes
or to protect the rights, property, or personal safety of Hendrickson Insurance Services, Inc. its users or the public. We may also provide limited information about you to
third parties without your permission when necessary or appropriate to service an
insurance policy we have issued (e.g. inquiries from lien holders or additional
insureds listed on the policy) or to address claims submitted under a policy we
have issued. In addition, we may, as permitted bylaw, provide information about
you without your permission to certain persons or organizations, such as; your agent
or broker; insurance support organizations; other insurance companies in order to
perform their function in regard to an insurance transaction involving you (i.e.
a claim); independent claim adjusters; businesses that conduct actuarial or research
studies; regulatory and law enforcement authorities; or our affiliated companies,
if any.
What are your options regarding collection, use, and distribution of your information?
Any information you submit to us via written applications, our Web site’s on-line
forms or e-mail is done so on a voluntary basis. When you access our site in this
manner, the collection, use, and distribution of your information will be handled
according to the terms and policies outlined n this Privacy Statement, If you object
to the collection, use, and distribution policies outlined in this Privacy Statement,
we ask that you do not submit information.
What are your options regarding correction or storage of your information?
You may either personally see, or obtain from us by mail, the information about
you in our tiles, If you believe the information we have about you in our records
or files is incomplete or inaccurate, you may request via telephone or a postal
mail letter that we make any necessary additions or corrections or, to the extent
that it is feasible, that we delete this information from our files.
Links and Co-Branded Sites
This Web site contains links to other sites. Hendrickson Insurance Services, Inc. provides
links to other sites as a convenience to persons who visit the Hendrickson Insurance Services, Inc. web site. If you choose to use the services provided by those sites,
you may be asked by those sites to provide certain personally identifiable information
(some of which may, on an individual or aggregated basis, be shared with Hendrickson Insurance Services, Inc.). Please be aware that Hendrickson Insurance Services, Inc. is not
responsible for the privacy practices of those sites, even though Hendrickson Insurance Services, Inc.’s name or logo may appear on those sites. We encourage you to be aware
when you leave our site and to read the Privacy Statements of each and every Web
site that you visit, as the privacy policy of those sites may differ from ours.
Web Site Disclaimer:
IMPORTANT NOTE: This Web site provides only a simplified description of overages
and is not a statement of contract. Coverage may not apply in all states. For complete
details of coverages, conditions, limits and losses not covered, be sure to read
the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT
be bound, amended, or altered by leaving a message on, or relying upon, information
in this Website or through E-Mail.
Licensed in the following states: AL, CO, CT, DE, FL, GA, LA, MD, MI, MS, MO, NE,
NC, SC, TN, TX and VA READ OUR PRIVACY STATEMENT
If you have any questions about this statement, please contact us during normal
business hours.
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